Pre-Qualification

When you prequalify for a mortgage, we help calculate the approximate amount you'd be able to borrow, based on your current income and debt.

Since you don't complete a mortgage application or provide financial details, prequalification is not a guarantee, and simply helps you determine how much you should plan to spend on a home. But before you're approved for a mortgage, you'll have to go through the mortgage application process, including a credit check, and provide financial documentation.

Our pre-qualifications are free.  There is no cost for this and you can immediately know how much house you can afford.  Qualify today.

Pre-Approvals

Preapproval is a process whereby a specific mortgage lender certifies that a prospective borrower is financially qualified and creditworthy for a specific type of loan with specified terms for an amount up to a specified maximum. Actual advancement of the loan will depend on the suitability and value of the collateral property, which is unspecified at the time of pre-approval.
Example: Having a loan pre-approval allows a home buyer to negotiate with an advantage over other buyers. The seller is assured that the buyer will be able to finance the purchase with little trouble or delay.
 

For the cost of a credit report you can begin looking for your new home knowing that one of our lenders has already approved your mortgage, pending an executed sales contract and satisfactory appraisal.  Get Pre-Appoved today.